40: VW Golf Mk4
Volkswagens are great cars but they are expensive to repair. The Golf was the entry-level way to get into a Volkswagen. Unfortunately, the repair costs on these things have skyrocketed. Sure, drivers a great German ride and a fairly upscale interior, but you best believe they paid for it (via Hot Cars).
There are many little issues with the car that are expensive to repair, from electric wiper motors going out to the knock sensors failing. All these small issues turn into an expensive repair bill. There also aren’t many mechanic shops that specialize in Volkswagens, so it’s also difficult. The Golf is a fun-to-drive car with an upmarket interior and feel, but the high-priced repair bills don’t help things out.